What are Terms of Use (Terms and Conditions)?
Technically, you don’t need a terms of service statement. It’s not required by law,
but it’s generally advisable to include these terms on your website
to cover expectations and agreements between you and your users.

Some companies may even require you to provide one before you can enter into a relationship with them.
Most of the time, website owners and users behave fairly and reasonably,
making their terms and conditions information redundant. However,
in unusual circumstances, such as those involving abuse,
theft of intellectual property, or illegal behavior,
explicitly stating the terms and conditions can offer basic protections
for you and your company, limiting your liability and clarifying your
rights regarding the content published in the Privacy Policy and Terms of Use.